Vanquis Credit Card Review

The credit vanquis card is designed for those who may have a few blemishes on their credit file. It offers an easy application process and a credit limit that only increases in line with your ability to pay back the money borrowed.

Is it hard to get a 0% credit card?

It is also a good option for those who want to rebuild their credit score over time. You can get a maximum credit limit of PS1,000, but this is likely to be lower if you have a poorer credit history.

How to apply for a Vanquis credit card

It’s quick and easy to apply via the Vanquis website, or through their mobile app. The application will run a soft credit check and you’ll receive a decision within 60 seconds.

You can use their eligibility checker to see if you’re likely to be accepted for the Vanquis Classic Visa before you apply. This is a helpful feature for those who worry about their credit score, as it will give you a clearer idea of whether or not you’ll be able to be approved for the card before you complete the application.

The representative APR is higher than the other credit builder cards in Vanquis’ range, but it does offer a generous grace period of up to 56 days of interest-free purchases each billing cycle. If you’re trying to rebuild your credit score it’s important to pay off your balance in full each month so that you don’t incur any interest charges.